Human Resources
- Information for Employees
- Handbooks
- Retirement Information
- Employee Benefits
- Employee Assistance Program
- Educational Development
- Health Insurance
- Dental Insurance
- Life Insurance
- Vision Insurance
- AD & D Insurance
- Long Term Disability Insurance
- A Healthier You
- AFLAC Supplemental Insurance
- Flex Spending Accounts
- HRA
- Prescription Drug Care
- Workers' Compensation
- MOSERS & CURP
- Tax Sheltered Annuity Program
- MOST
- Vacation Pay
- Holiday Pay
- FMLA
- Sick Leave
- Crisis Leave
- Personal Leave
- Bereavement Leave
- Resources
- Jobs Available at UCM
Life Insurance
UCM provides full-time employees basic life insurance coverage at no cost to the employee. The benefit is one times employee's annual salary rounded to the next multiple of $1,000 to a maximum of $200,000.
Employees may purchase additional life insurance up to five times their rounded basic life insurance amount and may not exceed $1,000,000 when combined with university paid basic life insurance. An employee may also purchase dependent life for their eligible dependents. The monthly premiums are deducted on a post-tax basis.
Please note: Benefits reduce to 65% at age 65; 45% at age 70; 30% at age 75; and 20% at age 80 or over.
Employee Additional Life Insurance Monthly Premium| Age | 12 Month Rate |
9 Month Rate |
| Under 40 Years | $0.06 | $0.08 |
| 40 - 49 Years | $0.15 | $0.20 |
| 50 - 64 Years | $0.54 | $0.72 |
| 65+ Years | $2.08 | $2.77 |
Dependent Life Insurance Monthly Premium
| Coverage Amount | 12 Month Rate | 9 Month Rate |
| $5,000 | $2.05 | $2.73 |
| $10,000 | $4.10 | $5.47 |
| $15,000 | $6.15 | $8.40 |
For more information: Life Insurance Benefit Summary
