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COA12/13

Cost of Attendance

2012/2013 Award Year

Cost of Attendance (COA), also referred to as a student’s Budget or Cost of Education, is the starting point in determining an applicant’s eligibility for federal assistance (and many other types of financial aid too). The student’s Family Contribution (calculated from his/her 2012/2013 FAFSA) is subtracted from the assigned COA to obtain the applicant’s Financial Need. The UCM Office of Student Financial Services then attempts to meet this Financial Need by offering the applicant a ‘package’ of federal grant (Pell and SEOG), loan (Perkins and Subsidized Stafford Loan), and/or part-time employment (Work-Study) assistance. This federal aid supplements any scholarships, Vocational Rehabilitation benefits, state assistance, VA benefits, etc. the student may also be receiving. Unsubsidized Stafford (student) Loan and PLUS (parent) Loan funds may also be included in a student’s aid package.  This assistance not only helps meet the calculated Financial Need amount, but also fills in any gap between the Financial Need and the assigned COA.

It’s very important to understand that the COA assigned to a FAFSA applicant is an estimate of a typical student’s average educational and living expenses to attend the University of Central Missouri. The COA seldom reflects the exact costs incurred by any particular individual, nor is it a specific amount owed to UCM. Rather, the COA is the sum of several federally-mandated allowances, and simply represents the student’s anticipated expenses at a low but reasonable standard of living.


2012/2013 Award Year COA Components

Tuition and Fees

Two amounts ($7,000 and $12,900) are used to reflect the average estimated instructional tuition and fees charged to a typical student for the 2012/2013 9-month school year. $7,000 is assigned to students who are Missouri residents, whereas $12,900 is assigned to non-residents of Missouri.  UCM records indicate that a full-time undergraduate student usually enrolls for 12 to 15 credit hours per semester. The typical full-time graduate student, on the other hand, normally enrolls for 9 graduate credit hours per semester. The two allowances are based on these credit hour calculations and are weighted averages (according to the percentage of enrolled students at UCM classified undergraduate vs. graduate).

Books and Supplies

$800 is the average amount the typical full-time UCM undergraduate or graduate student will spend for the rental and/or purchase of textbooks and necessary supplies during the 9-month 2012/2013 school year. The cost of a personal computer is not included in a student’s COA since 1) the purchase of a computer is not required of all students at UCM, 2) many labs exist throughout campus where students have access to computer workstations, and 3) a  personal computer and printer can be purchased from numerous retail sources for a very reasonable sum.

Room and Board

The Room and Board allowance, in accordance with federal financial aid regulations, reflects only the student’s estimated living costs. The basic allowance cannot take into account the expenses of a student's spouse and/or children. UCM offers several residence hall and meal plan choices. The $7,300 Room and Board allowance for a student not living with a parent or other adult relative reflects the options most frequently selected. The $7,300 allowance is also assigned to a student who lives in an off-campus apartment or house (singly or with roommates). This is because doing so most often represents a choice made by the student. A lower Room and Board allowance ($1800) is assigned to an applicant who will reside with a parent, grandparent, or other adult relative (other than a spouse) during the 9-month 2012/2013 school year.

Travel and Miscellaneous Expenses

Two amounts ($900 and $2,300, according to a student's living arrangements) are assigned to account for an applicant’s average transportation expenses to and from UCM, operating and maintaining a vehicle, clothing and laundry, insurance, and other miscellaneous costs associated with the person maintaining a low but reasonable standard of living during the 2012/2013 school year.

Dependent Care

Costs can often be added to a student’s COA in accordance with the information listed on a properly completed and signed 2012/2013 Childcare Expenses Worksheet. However, such an adjustment must:

  • be directly related to costs actually incurred during the 2012/2013 school year to permit the applicant to attend UCM, and
  • reflect out-of-pocket payments only (those not paid for by any other agency, such as Family Services).

Study Abroad

Costs can often be added to a student’s COA in accordance with the information listed on a properly completed and signed Request to Receive Financial Aid for International Study

Flight Training

Costs will be added to a student’s COA in accordance with the flight training classes the student enrolls for, as indicated on a properly completed and signed Flight Training Request. However, the student normally must also be majoring in an aviation-related degree program offered by UCM’s Department of Aviation.

Medical Expenses

Costs can often be added to a student’s COA (or changes can sometimes be made to the adjusted gross income) in accordance with the information listed on a properly completed and signed Medical Expenses Adjustment Request. However, such an adjustment must:

  • be directly related to costs actually incurred during the 2012/2013 school year,
  • reflect out-of-pocket payments only (those not paid for by a health insurance policy or any other agency, such as Missouri Vocational Rehabilitation), and
  • reflect only costs that exceed the average/typical medical expenses that have already been taken into account by the national FAFSA processing agency in the calculation of the students' Family Contribution.


COSTS OF ATTENDANCE

9-month 2012/2013 School Year
Undergraduate and Graduate FAFSA Applicants
classified Dependent or Independent

Missouri Residents

COA Allowances

9-month COA

Any student living with a parent or adult relative (other than his/her spouse)

Tuition and Fees
Books and Supplies
Room and Board
Travel and Miscellaneous

Total

$   7,000
800
1,800
900

$   10,500

Any student living on-campus or off-campus (but not with a parent or adult relative), single or married, with or without children.

Tuition and Fees
Books and Supplies
Room and Board
Travel and Miscellaneous

Total

$   7,000
800
7,300
2,300

$17,400

Non-Residents of
Missouri

COA Allowances

9-month COA

Any student living with a parent or adult relative (other than his/her spouse)

Tuition and Fees
Books and Supplies
Room and Board
Travel and Miscellaneous

Total

$12,900
800
1,800
900

$16,400

Any student living on-campus or off-campus (but not with a parent or adult relative), single or married, with or without children.

Tuition and Fees
Books and Supplies
Room and Board
Travel and Miscellaneous

Total

$12,900
800
7,300
2,300

$23,300

Note:  An additional $100 ($50 per semester) is added to the 2012/2013 school year COA at the time the student's Federal Stafford (student) Loan and/or PLUS (parent) Loan funds are certified. This amount accounts for the average loan fees withheld by the U.S. Department of Education from the gross Stafford Loan and/or PLUS Loan amount(s).

2013 Summer Session

A 2013 Summer Session Cost-of-Attendance is assigned to a summer financial aid applicant. The 2012/2013 amounts for Tuition and Fees, Books and Supplies, Room and Board, etc. are added for the entire 12-month academic period (August 2012 through July 2013) after the student submits a 2013 Summer Session Request for Financial Assistance (starting March 1, 2013).

Do you believe you have (or will have) special or higher-than-normal educational expenses? If so, click here for more information.

Click here for UCM Cost of Attendance information for the 2011/2012 Award Year.