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Cost of Attendance – 2009/2010 Award Year

Need information about the Cost of Attendance for the 2010/2011 Award Year? Click here.

The Cost of Attendance (COA), also referred to as a student’s ‘Budget’ or ‘Cost of Education’, is the starting point in determining an applicant’s eligibility for federal assistance (and many other types of financial aid). The student’s Family Contribution (calculated from his/her 2009/2010 FAFSA data) is subtracted from the assigned COA to obtain the applicant’s Financial Need. The UCM Office of Student Financial Services then attempts to meet the Financial Need by offering the applicant a ‘package’ of federal grant (Pell, SEOG, ACG and/or SMART), loan (Perkins and Subsidized Stafford Loan), and/or employment (Work-Study) assistance. This federal aid supplements any scholarships, Vocational Rehabilitation benefits, state assistance, VA benefits, etc. the student may also be receiving. Unsubsidized Stafford (student) Loan and PLUS (parent) Loan funds may also be included in a student’s aid package.  This not only helps meet the Financial Need, but also fills in any gap between the Financial Need and this assigned COA.

Its very important to understand that the assigned COA is an estimate of a typical student’s average educational and living expenses to attend the University of Central Missouri. The COA seldom reflects the exact costs incurred by any particular individual and is not an amount owed to UCM. Rather, the COA is the sum of several federally-mandated allowances, and simply represents the student’s anticipated expenses at a low but reasonable standard of living.

2009/2010 Award Year COA Components

Tuition and Fees

Two amounts ($6400 and $11,900) are used to reflect the average estimated instructional fees (tuition) charged to a typical student for the 2009/2010 9-month school year. $6400 is assigned to students who are charged Missouri resident fees, and $11,900 is assigned to students paying non-resident fees. UCM records indicate that a full-time undergraduate student usually enrolls for 15 credit hours per semester to complete his/her degree in four years.  The typical full-time graduate student, on the other hand, normally enrolls for 9 graduate credit hours per semester. The two allowances are based on these credit hour calculations and are weighted averages (according to the percentage of enrolled students at UCM classified undergraduate vs. graduate).

Books and Supplies

$600 is the average amount the typical full-time UCM undergraduate or graduate student will spend for the rental and/or purchase of textbooks and necessary supplies during the 9-month 2009/2010 school year. The cost of a personal computer is not included in a student’s COA since 1) the purchase of a computer is not required of all students at UCM, 2) many labs exist throughout campus where students have access to computer workstations, and 3) a personal computer and printer can be purchased from numerous retail sources for a very reasonable sum.

Room and Board

The Room and Board allowance, in accordance with federal financial and regulations, reflects only the student’s estimated living costs. This allowance cannot reflect the expenses of any family members. UCM offers several residence hall and meal plan choices.  The $6650 Room and Board allowance for a student not living with a parent or adult relative reflects the options most frequently selected. The $6650 allowance is also assigned to a student who lives in an off-campus apartment or house (singly or with roommates). This is because doing so normally represents a choice made by the student. A lower Room and Board allowance ($1800) is assigned to an applicant who will reside with a parent or other adult relative (other than a spouse) during the 9-month 2009/2010 school year.

Travel and Miscellaneous Expenses

Two amounts ($900 and $2,300, according to a students living arrangements) are assigned to account for an applicant’s average transportation expenses to and from UCM, operating and maintaining a vehicle, clothing and laundry, insurance, recreation, and other miscellaneous costs associated with the person maintaining a low but reasonable standard of living during the 2009/2010 year.

Dependent Care

Reasonable costs can often be added to a student’s COA in accordance with the information listed on a properly completed and signed 2009/2010 Childcare Expenses Worksheet. However, such an adjustment must:

  • be directly related to costs actually incurred during the 2009/2010 school year to permit the applicant to attend UCM, and
  • reflect out-of-pocket payments only (those not paid for by any other agency, such as Family Services).

Study Abroad

Additional costs can often be added to a student’s COA in accordance with the information listed on a properly completed and signed Request to Receive Financial Aid for International Study.

Flight Training

Reasonable costs will be added to a student’s COA in accordance with the flight training classes the student enrolls for, as indicated on a properly completed and signed Flight Training Request. However, the student normally must also be majoring in an aviation-related degree program offered by UCM’s Department of Aviation.

Medical Expenses

Additional costs can often be added to a student’s COA (or changes may be made to the adjusted gross income data) in accordance with the information listed on a properly completed and signed  Medical Expenses Adjustment Request. However, such an adjustment must:

  • be directly related to costs actually incurred during the 2009/2010 school year,
  • reflect out-of-pocket payments only (those not paid for by a health insurance policy or any other agency, such as Missouri Vocational Rehabilitation), and
  • reflect only costs that exceed the average/typical medical expenses amount that has already been taken into account by the national FAFSA processing agency in the students Family Contribution calculation.

Costs of Attendance

2009/2010 9-month School Year
Undergraduate and Graduate Students
(Dependent or Independent)

Missouri Residents

COA Allowances

9-month COA

Any student living with a parent or adult relative (other than his/her spouse)

Tuition and Fees
Books and Supplies
Room and Board
Travel and Miscellaneous

Total

$ 6,400
600
1,800
900

$ 9,700

Any student living on-campus or off-campus (but not with a parent or adult relative), single or married, with or without children.

Tuition and Fees
Books and Supplies
Room and Board
Travel and Miscellaneous

Total

$ 6,400
600
6,650
2,300

$15,950

Non-Residents of
Missouri

COA Allowances

9-month COA

Any student living with a parent or adult relative (other than his/her spouse)

Tuition and Fees
Books and Supplies
Room and Board
Travel and Miscellaneous

Total

$11,900
600
1,800
900

$15,200

Any student living on-campus or off-campus (but not with a parent or adult relative), single or married, with or without children.

Tuition and Fees
Books and Supplies
Room and Board
Travel and Miscellaneous

Total

$11,900
600
6,650
2,300

$21,450

Note: An additional $100 ($50 per semester) is added to the 2009/2010 school year COA at the time the student’s Federal Stafford Loan and/or PLUS Loan funds are certified. This amount accounts for the average Loan Fees withheld by the federal government from the gross Stafford (student) Loan and PLUS (parent) Loan amount(s) certified for UCM’s loan applicants.

2010 Summer Session

A specific 2010 summer session Cost-of-Attendance is not assigned to a summer session financial aid applicant.  Instead, the 2009/2010 amounts for Tuition and Fees, Room and Board, etc. are ‘extended’ for the entire 12-month academic period (August 2009 through July 2010), after the student submits the 2010 Summer Session Request for Financial Assistance (available in February of 2010).