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UCM automatically enrolls regular full-time and regular part-time employees in the Missouri State Employees' Retirement System - MOSERS.
MOSERS is a non-contributory defined benefit for employees hired before January 1, 2011 or newly hired employees that have prior MOSERS credit. Five years of service credit in a MOSERS eligible position are required to be vested in this plan. Each pay period UCM remits contributions to MOSERS based on the eligible employee's gross wages. Employees hired prior to July 1, 2000 may choose between MSEP and MSEP 2000 plan benefits.
Employees hired in a MOSERS eligible position for the first time on or after January 1, 2011 are required to contribute 4% of their gross wages per pay period. UCM will also remit contributions to MOSERS based on the eligible employee's gross wages. Ten years of service credit in a MOSERS eligible position are required to be vested in the MSEP 2011 plan. If the employee leaves UCM employment, they will have the option of requesting a refund of the contributions they have made to the retirement system plus any applicable interest.
Full-time faculty members hired on or after July 1, 2002 are automatically enrolled in the College and University Retirement Plan (CURP) unless they have prior MOSERS credit. CURP is a non-contributory 401(a) defined contribution plan for education employees. MOSERS has been given the responsibility by law to implement and oversee the administration of the plan. Each pay period UCM remits contributions to CURP based on the eligible employee's gross wages. The TIAA-CREF group of companies is the third-party administrator for CURP and manages the investment options under the plan. For more information go to MOSERS.