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Many new and continuing undergraduate and graduate students utilize low-interest loan funding to help them with the educational and living expenses they incur to attend the University of Central Missouri. A loan is borrowed money that must be repaid, along with any interest that may accrue. A variety of loan programs are available to UCM students and their parents, however, an otherwise eligible student must normally be enrolled at least half-time (6 or more undergraduate credit hours or 4 or more graduate hours per semester) to qualify for loan aid.
Private Educational (Alternative) Loans