Student Financial Services
Undergraduate Student Financial Assistance
2012/2013 School Year
The University of Central Missouri Office of Student Financial Services is very pleased to assist graduating high school seniors (as well as other new and continuing undergraduate students) who wish to be considered for financial assistance to help them pay the educational and living expenses they’ll incur to attend UCM. For an easy application process, you're encouraged to follow these steps:
Apply and be fully accepted for admission to a degree program offered by the University of Central Missouri. Contact the UCM Office of Admissions if you need assistance or more information about applying for admission. You're welcome to apply for federal financial aid for 2012/2013 while waiting to be fully admitted to UCM. However, please be aware that individuals classified as 'visiting' or 'non-degree' high school students during the 2012/2013 school year, in accordance with federal regulations, may not receive federal aid.
- Complete and submit a 2012/2013 FAFSA. Your FAFSA should be submitted prior to April 1, 2012 for you to be classified a 'priority' applicant. Actually, the months of February and March are the best to submit your 2012/2013 FAFSA, after your/your parent(s)' 2011 federal income tax data has been submitted. The 2012/2013 FAFSA is used to apply for federal financial aid for the 2012 fall and 2013 spring semesters, and is also needed for you to be considered for 2013 Summer Session assistance. When filing your 2012/2013 FAFSA, you're strongly encouraged to utilize the IRS Data Retrieval Process, information about which is available at www.fafsa.gov.
- Watch your email account (and your mailbox) for the acknowledgments that will be sent to you by the national FAFSA processing agency and by UCM shortly after your FAFSA is submitted. Review your FAFSA data carefully. If needed, make any corrections to your FAFSA information in accordance with the instructions you’ll be provided.
- A portion of all FAFSA applicants are selected by the U.S. Department of Education each year to have their 2012/2013 FAFSA data verified. If chosen (UCM will notify you), be sure to promptly submit to the Office of Student Financial Services all document(s) and clarification that may be requested.
- Watch your email account. The UCM Office of Student Financial Services will provide you instructions regarding how to access and respond to (this is done at your MyCentral portal) the types of assistance you'll be offered for the 2012/2013 school year. This process begins in April.
- The total cost of attending UCM is very reasonable. Therefore, the maximum total 'package' of assistance an undergraduate may receive for the 9-month 2012/2013 school year (including scholarships, grants, student loans, work-study employment earnings, parent loan, etc.) normally cannot exceed $17,400 for a Missouri resident (or $23,300 for a non-resident of Missouri).
- If you’ll be borrowing Federal Stafford Loan assistance for the first time at UCM, complete your on-line Stafford Loan Master Promissory Note (MPN) and federal loan 'entrance counseling' here after you've been awarded.
- If your parent wishes to accept and apply for the Federal PLUS Loan aid that may be offered at your MyCentral portal, they can apply for the PLUS Loan at www.studentloans.gov.
- Are you experiencing processing delays or problems? Perhaps you have extenuating family, financial, or personal circumstances you believe might impact your federal financial aid eligibility or affect your ability at attend UCM. If so, stop by the Office of Student Financial Services during regular office hours to visit with a Financial Aid Officer. You may also contact the office by phone (660-543-8266) or on-line.
- Please read and respond to all mailed and emailed correspondence you receive from UCM. If you’re unsure about what to do or how to respond, let us know!
- Be aware that full-time enrollment (12 or more undergraduate credit hours per semester) is normally required for a student to be disbursed SEOG grant, Perkins Loan, Access Missouri Grant and most scholarship aid. On the other hand, half-time enrollment (6 or more undergraduate hours per semester) is required to be disbursed Stafford (student) Loan and PLUS (parent) Loan funds.
- Receive your money! Credit balance funds from Stafford Loan disbursements are direct-deposited for first-time-year borrowers starting 30 calendar days after the first day of classes. However, credit balance funds from federal and state grants and loans (and Stafford Loans for continuing borrowers), as well as most scholarships, are direct-deposited during the second week of classes each semester.
- A step-by-step guide to completing the 2012-2013 FAFSA has been prepared by the Missouri Department of Higher Education, and may be helpful to you.
- Click here for information about applying for financial assistance for the 2013 Summer Session. This application process begins March 1, 2013. Information about applying for financial aid for the 2012 Summer Session is available here.
- Please remember that a 2012/2013 FAFSA cannot be accepted by the national FAFSA processing agency after June 30, 2013.
Undergraduate Financial Assistance - 2013/2014 School Year
FAFSA Code: 002454