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Exit counseling is required of all Stafford (student) Loan borrowers before they graduate or otherwise cease attending UCM on at least a half-time basis. Information about your loan repayment options, as well as your rights and responsibilities is provided during this interactive on-line counseling, which takes only about 30 minutes to complete.
You may also wish to visit the U.S. Department of Education's website here, which provides complete details about your repayment options, examples of monthly payment schedules for different types of loans, and useful information about how to manage your loan obligations.
Federal Loan Entrance Counseling