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Applying for Aid

Completing the Free Application for Federal Student Aid (FAFSA) gives you access to the largest source of financial aid available to help you pay for your educational needs. Federal Student Aid (FSA) provides guidance related to creating the required FSA ID and completing the FAFSA.

The FSA website and YouTube channel can answer many questions, such as:

Undergraduate Students

Transfer Students - Undergraduate

IN ADDITION TO THE STEPS ABOVE

  • If you have already completed the FAFSA, be sure to add UCM's school code (002454) so your results can be processed.
  • Ensure you have cancelled any accepted aid with the school you are transferring from.
  • If you had a Perkins loan at the school you are transferring from, be sure to notify the school of your enrollment status at UCM.
  • If you plan to take a Federal Stafford Student loan, be sure to electronically send your Master Promissory Note and Entrance Loan Counseling confirmation to UCM via the Student Loans website.
  • If your parent completed a PLUS loan for your previous school, a new application will need to be completed with UCM selected as the school to receive the results.
  • Recipients of the Access Missouri Grant, Bright Flight Scholarship, or other state assistance should contact the Missouri Department of Higher Education (800-473-6757) to ask if the funds can be transferred to UCM.

Apply by March 1 for UCM Foundation Scholarships through the MoCents application; in most cases, the award is gifted the following school year.

Types of Financial Aid-Undergraduate

Financial Assistance comes in many forms, please visit the Types of Financial Aid page to read more about the funding available.

Graduate Students

  • Apply for UCM Foundation Scholarships through the MoCents application; most deadlines are March 1; in most cases, the award is gifted the following school year.
  • Submit your FAFSA prior to April 1 for the next school year to be considered a "priority" applicant for federal or state funds.
  • Apply and be fully accepted by the UCM Office of Graduate Admissions into a degree-seeking program.
  • Monitor your student email through Google Apps @ UCM for important notifications, such as verification or Federal Stafford Loan requirements.
  • Stay eligible for federal aid and meet UCM standards.
  • Ensure you are enrolled in the required number of credit hours for the aid you are receiving; this is located in MyCentral in the Awards area of the Student Services tab.
  • Check your Student Schedule and Bill before classes begin to ensure all of your aid is ready to be applied.
  • Plan smart; start preparing a budget now.
  • Transfer Students (Graduate)

    IN ADDITION TO THE GRADUATE STEPS ABOVE:

    • If you have already completed the FAFSA, be sure to add UCM's school code (002454) so your results can be processed.
    • Ensure you have cancelled any accepted aid with the school you are transferring from.
    • If you had a Perkins loan at the school you are transferring from, be sure to notify the school of your enrollment status at UCM.
    • If you plan to take a Federal Stafford Student loan, be sure to electronically send your Master Promissory Note and Entrance Loan Counseling confirmation to UCM via the Student Loans website.
    • If you have a Private Educational Loan (Alternative Loan) with your previous school, contact your loan provider to have the results sent to UCM; a new application may be required.

    Apply by March 1 for UCM Foundation Scholarships through the MoCents application; in most cases, the award is gifted the following school year.

    Types of Financial Aid-Graduate

    Financial Assistance comes in many forms, please visit the Types of Financial Aid page to read more about the funding available.

International Students

Information about scholarship and award programs for which international students may qualify is available from UCM International Admissions and MoCents. Federal Aid is dependent on your citizenship or immigration status. Please see the section "I am not a U.S. Citizen" on the flyer "Can I get financial aid?"

Payment methods outside of financial aid can be found on the International Payment page.

Types of Financial Aid-International

Financial Assistance comes in many forms, please visit the Types of Financial Aid page to read more about the funding available.

Military Tuition Assistance

The Office of Military and Veteran Services, located on the lower-level of Elliot Union (room 117) is where you can find all information related to educational benefits for active duty, retirees, guard, reservists, and their dependents.

If a FAFSA is completed in addition to receiving Military Tuition Assistance, you may be eligible for other types of financial aid.

Summer Semester

Any student that is planning to use financial aid or an outside loan provider, must electronically complete the "Application for Summer Aid" in MyCentral on the Student Services tab. Please visit the 2017 Summer Session page for additional information.

The application will become available the first week of March each year.

Completing the Summer application notifies your financial aid counselor of your intent to enroll for the Summer. We will review your eligibility to determine if you have any remaining or additional aid for the Summer semester. Please note that Summer aid estimates are often based upon successful completion of the Spring semester classes you are currently taking.

Only students planning to pay completely out-of-pocket do not need to complete the "Application for Summer Aid."

Emergency Short Term Loan Information

The UCM Emergency Short-Term Loan program assists students who need immediate financial help for non-UCM expenses such as rent, food, car repairs, etc. An otherwise eligible student is normally permitted to borrow up to $1000 in Short-Term Loan funds for a specific semester.

To qualify to receive a UCM Emergency Short-Term Loan, you must be:

  • Enrolled at least half-time for the semester during which you'll receive the loan funds,
  • Have a minimum overall cumulative grade point average of 2.0,
  • Not be on academic probation,
  • Not have any outstanding unpaid or past due UCM charges, and
  • Not have any record of check(s) returned to UCM due to insufficient funds.

In addition, you must have forthcoming financial aid with which the loan can be repaid. A loan cannot be approved against employment or other outside sources of assistance.

If you are approved to receive an Emergency Short-Term Loan, you will be required to participate in on-line Financial Awareness Counseling through the U.S. Department of Education's Student Loans website (www.studentloans.gov) before your loan check can be released to you. (This counseling is separate from the Stafford Loan Entrance Counseling you may have completed.)

To apply for a Short-Term Loan, complete and submit to the Office of Student Financial Services the Emergency Short-Term Loan Application and documentation for the reason you need the Emergency Short-Term Loan (i.e. copies of past due bills, written estimate for car repair, etc.). Be sure to carefully read the information and policies. It can take several days from the date you apply for an Emergency Short-Term Loan for you to actually receive your loan check.

Watch your active messages on MyCentral to see if you have been approved or not and when your check will be available for you to pick up from the Office of Student Financial Services, Ward Edwards 1100. Remember to bring your photo ID and a copy of the completed Financial Awareness Counseling page with you.


Financial Aid Policies

If you are considering withdrawing, dropping a class or have done so in the past, you should be aware of the policies and procedures that can impact your ability to keep and/or receive financial aid.


Types of Financial Aid