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Human Resources

Administration 101
Warrensburg, MO 64093
Phone: 660.543.4255
Fax: 660.543.4200
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307 Continuation of Benefits After Leaving UCM

Approval: Approved by the President on January 1, 2005

Authority: Board of Governors Policy 1.2.040
                   Federal Guidelines

Responsibility: Office of Human Resources

The Consolidated Omnibus Budget Reconciliation Act
COBRA provides employees and their qualified beneficiaries the opportunity to continue health, dental, and/or vision coverage when a qualifying event would normally result in their loss of eligibility.

Common qualifying events are termination of employment, death of the employee, reduction in hours, a leave of absence, divorce or legal separation, or qualified dependents who no longer meet the eligibility requirements for insurance.

Under COBRA, the employee or beneficiary is responsible for paying the full cost of coverage at the university's group rate, plus an administrative fee. Central Missouri's third party insurance administrator will automatically contact employees who have a qualifying event to provide them with written notice describing their rights and obligations.